Knight v. Progressive Northwestern Ins. Co.

If your vehicle was totaled while insured by Progressive Insurance, you may be entitled to a cash payment for underpayment of the actual cash value of your vehicle. A settlement has been reached in the lawsuit Erik Knight, et al. v. Progressive Northwestern Ins. Co., et. al., Case No. 3:22-cv-00203-JM (the “Class Action”), which is pending in the Eastern District of Arkansas, Northern Division (the “Court”) against Progressive Insurance in Arkansas for paying their insureds less than the actual cash value of their total loss vehicles.

Members of the Settlement Classes who submit a valid and timely Claim Form are eligible for payment of 100% of the Projected Sold Adjustment (“PSA”) Impact Amount for covered total loss claims.

You are a member of the Settlement Classes if you fall into one of these three groups:

(1) an Arkansas citizen insured by Progressive Northwestern Insurance Company who, from August 4, 2017, through May 19, 2025, received compensation for the total loss of a covered vehicle based on a vehicle valuation report prepared by Mitchell where the Actual Case Value (“ACV”) was decreased by the Projected Sold Adjustments of the comparable vehicles used to determine ACV (“Progressive Northwestern Group”);

(2) an Arkansas citizen insured by Progressive Direct Insurance Company who, from October 4, 2019, through May 19, 2025, received compensation for the total loss of a covered vehicle based on a vehicle valuation report prepared by Mitchell where the ACV was decreased by the Projected Sold Adjustments to the comparable vehicles used to determine ACV (“Progressive Direct Group”); or

(3) an Arkansas citizen insured by Progressive Casualty Insurance Company, Progressive Specialty Insurance Company, or Progressive Classic Insurance Company who, from May 19, 2020 through May 19, 2025, received compensation for the total loss of a covered vehicle based on a vehicle valuation report prepared by Mitchell where the ACV was decreased by the Projected Sold Adjustments to the comparable vehicles used to determine ACV (“Other Underwriters Group”).

IF YOU ARE A SETTLEMENT CLASS MEMBER, THIS LAWSUIT MAY AFFECT YOUR RIGHTS.

Your Legal Rights and Options in This Lawsuit

Submit a Claim Form	The only way to get Settlement Class Member Payment is to submit a timely and valid Claim Form. File your claim online here or download a blank Claim Form to fill out, and mail to the Settlement Administrator by October 25, 2025. Visit our FAQS for more information on how to submit a claim by mail.
Objection	Stay in the Settlement but tell the Court why you do not agree with the Settlement. You will still be bound by the Settlement if the Court approves it. For more information on how to properly submit an objection, check out our FAQS.
Exclude Yourself	Get no Settlement Class Member Payment. Keep your right to file your own lawsuit against the Released Parties about the Released Claims as part of the Settlement. For more information on how to properly exclude yourself, check out our FAQS.
Do Nothing	You will not receive any payment but still remain a Class Member who is subject to the terms in the Settlement Agreement. For more information, check out our FAQS or case Documents.